Posted on 25 March, 2022.

British online shoppers face more identity checks from now on. By subjecting consumers to a two-factor authentications the government wants to reduce fraud. More card payments will probably be declined. It is the biggest change to card payments in 16 years.

According to the Guardian, last year Britain lost 376 million pounds to fraud. Changing the way people confirm their identity when using their debit or credit card should increase the safety of online shopping. The checks are similar to online banking. People can be asked to prove their identity when making a online purchase. For instance by providing a fingerprint, a facial ID or a password.

Some purchases are exempt from the requirements

It’s also possible that consumers from now on have to answer an automatic phone call or have to sign into a banking app. Whether people will have more identity checks depends of the type of transaction. Low risk purchases, such as low-cost items or subscriptions, are exempt from the requirements.

Original Post: https://ecommercenews.eu/more-identity-checks-for-british-shoppers/